In today’s modular economy, the concept of integrated payments is now mainstream.

As businesses demand more control over financial services, the concept of programmable finance is now mainstream.

From hospitality to gig economy, embedding finance into your product is now essential.

And in AU/NZ market, there’s one platform designed for embedded models:
**zngx**.

Why embedded finance?

Traditional payment platforms like Stripe or Square:

- Enforce a black-box acquiring model
- Restrict routing logic
- Don’t support AU-first requirements

But with ZNGX:

- You own the KYC, AML, and compliance rules
- Build full financial layers inside your own stack
- Go live with AU-compliant infra in days

Use cases include:

- Marketplaces with dynamic escrow rules
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance

ZNGX’s architecture:

- Webhook-driven event layer
- Dynamic tiering by merchant risk class
- Programmable fund flows
- Payout engine supporting NPP
- AML, sanctions screening, and fraud detection baked in

Instead of plugging into someone else’s flow, ZNGX lets you:

- Define your zngx vs stripe api comparison own transaction rules
- Offer financial products inside your own app
- Launch regulated flows fast

Security and compliance:

- Encrypted vaulting
- AU-hosted cloud
- Regulatory sandbox integration

ZNGX powers:

- Hospitality POS stacks
- Fuel card & fleet finance
- Web3 payments + fiat bridges

Example API flow:

- `POST /onboard` → Verify ABN and sanction lists
- `POST /wallets` → Set tier limits
- `POST /transactions` → Send funds between wallets
- `POST /rules` → Handle AML alerts
- `GET /payouts` → Monitor failure retries

Why ZNGX over other embedded finance platforms?

- No legacy rails
- No need for backend patching
- 24/7 AU-based dev support

Already building with a global platform?

- Migrate from `Basiq` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers

Start building:

- Use zngx.io’s dev console
- Embed flows without disrupting users
- Build without fear of regulatory risk

zngx.io = compliance-first embedded finance.

???? [https://zngx.io](https://zngx.io) — Own your stack

Stop renting your payments logic
Start with ZNGX.